Once you have sold your goods, they will be delivered to your customers by a carrier. But what happens if the package never arrives or arrives in bad condition?
Carriers are responsible for the goods they transport. There are insurance policies that are the responsibility of the carrier.
But in case of loss, breakage or theft, liability is governed by international conventions. They are very often in favor of the carriers, which means that compensation can be much lower than the real value of the product. In general, carriers do not compensate more than 23€ per kg of goods.
It is necessary to make a calculation to know if taking an Ad Valorem complementary insurance will not cost you more than losing 1 or 2 products. But, depending on the value of the product, it can be interesting to take an additional insurance.